August 28, 2023
The Most Important Rule in Points Travel: Chase’s 5/24 Rule with Dr. Disha Spath
Episode Description
The Chase 5/24 rule is one of the most important unofficial, unpublished rules when it comes to earning rewards points. I haven’t covered it on the podcast before because this is where things get a little technical, and risks becoming a little boring. However, I have a dynamic and inquisitive guest here to deconstruct the Chase 5/24 rule and make it as interesting and entertaining as possible.
Joining me today is Dr. Disha Spath, a practicing Primary Care physician and Hospitalist. She’s also the founder and CEO of The Frugal Physician: an award-nominated multimedia company that focuses on personal financial empowerment for healthcare workers. She helps doctors avoid common money mistakes, and she’s here to help me break down Chase’s 5/24 rule.
While Disha is an expert in personal finance, she doesn’t consider herself an authority in the world of points. Tune in this week for a simple explanation of the Chase 5/24 rule from somebody with a special interest in the rules that govern the most impactful rewards cards. We’re discussing some common beginner mistakes, how these mistakes can stop you from getting new Chase rewards credit cards, and how you can avoid them on your own points journey.
What You’ll Learn from this Episode
- Why, even for someone with a financial background, having some help on her points journey has made a massive difference for Disha.
- Disha’s journey of realizing how useful points can be in helping doctors save money.
- A simple description of what exactly the Chase 5/24 rule is.
- The point in your rewards travel journey when you really need to be aware of Chase’s 5/24 rule.
- How to determine the most valuable Chase cards for you.
- The common mistakes you need to avoid to make sure you don’t fall foul of Chase’s 5/24 rule.
- What to do if you’re already in breach of the Chase 5/24 rule.
- Some common questions that points beginners always have about the Chase 5/24 rule.
- How to integrate Chase’s 5/24 rule into your overall points strategy.
Featured on the Show:
- Follow me on Instagram
- Send me an email
- Get on the waitlist for the Points Made Easy Course here!
- Get My Cash-Back Credit Card Cheat Sheet!
- Disha Spath: Website | Instagram | Facebook | X (Twitter) | Podcast
Click here to download full episode transcript
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Point Me to First Class is the show for professionals and business owners with higher-than-average personal or business expenses, who want to learn to leverage these expenses into credit card points they can spend on travel.
Each week, I share valuable tips, tools, and strategies to help you uplevel your skills earning and redeeming credit card points, so you can expand your travel and expand your experiences.
