Rove is a new loyalty platform that lets you earn transferable miles on hotel stays, flights, and everyday online shopping—no credit card required. In my conversation with Rove’s Director of Travel and Marketing, Carissa Rawson, we break down how the platform works, where the biggest earning opportunities are, and why its high multipliers and unique transfer partners make it a compelling addition to any travel rewards strategy. Listen to hear the common mistakes new users make, what’s coming next for Rove, and the special bonuses available for podcast listeners.

Learn the exact five-step checklist you should use to prepare for holiday spending. I’ll show you how to map out your purchases, plan which cards to use, set up the right shopping portals and tools, and protect yourself from missed or untracked points. These are the steps to take before, during, and after my holiday shopping to ensure I earn as many points as possible while keeping the process simple.