Points Earning Strategies, Points Redeeming

October 30, 2023

Advanced Points Strategies: PayPal Bill Pay with Dr. Sujatha Murali

Episode Description

I’m an advocate for putting as many of your expenses as possible on rewards credit cards in order to maximize your points potential. But as we all know, there are certain expenses that charge a processing fee or don’t offer a credit card payment option at all. Sometimes it’s worth paying the fee, but for those occasions when it doesn’t, PayPal Bill Pay is here to help.

PayPal Bill Pay can enable you to use a rewards credit card to pay for an expense that doesn’t accept credit card payments and can even help you circumnavigate payment processing fees. Here to show us how to use this powerful but often overlooked tool is Dr. Sujatha Murali, a physician from Southern California who has been using PayPal Bill Pay to earn points for years now.

Tune in this week to discover how to use PayPal Bill Pay to avoid credit card payment fees while leveraging the money you’re already spending to maximize your points-earning potential. Whether it’s utilities, insurance, or any other bill you’re paying by cheque or bank transfer, you can leverage these into point-earning opportunities starting today, and we’re showing you how.

What You’ll Learn from this Episode

  • How Sujatha’s love for travel and paying her bills was instilled in childhood.
  • Why PayPal Bill Pay is an underutilized secret for earning more points.
  • Some of the merchants and vendors Sujatha pays using PayPal Bill Pay.
  • How PayPal Bill Pay means you can even earn points on university fees and property taxes.
  • Some tricky parts of using PayPal Bill Pay you need to be aware of.
  • The creativity and experimentation it takes to successfully use PayPal Bill Pay.
  • How to make PayPal Bill Pay part of your points strategy.

Featured on the Show:

Click here to download full episode transcript


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Point Me to First Class is the show for professionals and business owners with higher-than-average personal or business expenses, who want to learn to leverage these expenses into credit card points they can spend on travel.

Each week, I share valuable tips, tools, and strategies to help you uplevel your skills earning and redeeming credit card points, so you can expand your travel and expand your experiences.

Start having first-class travel experiences without the first-class price tag.

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