August 5, 2024
Getting Your P2 Approved, Business Credit Cards for W-2 Employees, and the Future of Points and Miles: Q&A
Episode Description
Do you need a profitable business to apply for business credit cards? If your P2 has been repeatedly rejected for new card applications, how do you get them accepted? In this listener Q&A episode, we dive into a variety of topics related to optimizing your credit card strategy, whether you’re just getting started in the points and miles game or looking to take your earnings to the next level.
From understanding the difference between co-branded and transferable points credit cards to strategizing which card to use for large purchases like building a new house, we cover a lot of ground in this episode. You also learn about credit freezes, what they do and don’t protect you from, and why it’s a good idea to consider freezing your credit reports.
Ready to level up your credit card rewards game? This wide-ranging episode is packed with practical tips, tricks, and insights to get everyone listening moving in the right direction.
Turn your expenses into points and save tens of thousands of dollars a year on your wishlist travel. Don’t miss out! Click here to know more about my comprehensive online program, Points Made Easy.
What You’ll Learn from this Episode
- How to get approved for your P2’s first rewards credit card, even if they’ve been declined before.
- Why you don’t necessarily need to be a businessperson to open business credit cards.
- The key differences between co-branded and transferable points credit cards and why it matters for your earning potential.
- Why an airline co-branded credit card isn’t always the best option for earning the most points on flight purchases.
- What to consider when developing a credit card strategy for a large expense like building a new house.
- How freezing your credit can help protect you from identity theft and unauthorized credit applications.
- Why the points and miles game isn’t going away anytime soon, despite more people getting into the hobby.
- The importance of knowing your goals and priorities to determine the best credit card and redemption options for you.
Featured on the Show:
- Follow me on Instagram
- Send me an email
- Get on the waitlist for the Points Made Easy Course here!
- Get My Cash-Back Credit Card Cheat Sheet!
- If you have any questions or you want me to dive deeper into a specific topic, email me here: podcast@pointmetofirstclass.com
- Download Your Guide to Credit Card Eligibility Rules here!
- 13. Everything Rewards Travel: Listener Q&A
- 52. Strategy, Transferable Points, and Card-Canceling Mistakes: Listener Q&A
Click here to download full episode transcript
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Point Me to First Class is the show for professionals and business owners with higher-than-average personal or business expenses, who want to learn to leverage these expenses into credit card points they can spend on travel.
Each week, I share valuable tips, tools, and strategies to help you uplevel your skills earning and redeeming credit card points, so you can expand your travel and expand your experiences.
