May 5, 2025
Yes, You Can Earn Points on Your Mortgage—Here’s the Card That Makes It Happen
There’s finally a card that rewards you for the one expense that’s been completely ignored in the points world: your mortgage.
In this episode, I’m talking with Kelley Halpin, CEO of Mesa, about the first credit card that lets you earn points for mortgage payments—plus other major homeowner expenses like daycare, utilities, and home improvement. Kelley shares what makes the Mesa card unique, how its rewards system works, and why it’s designed to serve a segment of consumers that’s long been overlooked by traditional credit card programs.
If you’ve ever wished one of your biggest monthly bills could earn serious points—this card just might become your new favorite.
Make sure to check out the Mesa Homeowners Card – no annual fee, earns points on your mortgage and comes with $800+ in home benefits! Use my referral link to get 5,000 bonus points when you get approved.
https://mesa.onelink.me/odOT/gge86l53?referral_code=htx8f5
Use my code to apply: htx8f5
Terms apply.
If you are ready to turn your expenses into points and save tens of thousands of dollars a year on your wishlist travel. Don’t miss out! Click here to know more about my comprehensive online program, Points Made Easy.
What You’ll Learn from this Episode
- Why traditional cards haven’t allowed points earning on mortgage payments
- How the Mesa card enables point earning on home-related expenses like daycare, utilities, and more
- What kind of spend qualifies and how to meet the minimum to earn mortgage points
- How the card is structured with no annual fee—but still delivers high value
- An overview of Mesa’s current and upcoming travel and home-based redemption options
- How Mesa is building a rewards ecosystem focused on modern homeowners
Featured on the Show:
- Follow me on Instagram
- Get on the waitlist for the Points Made Easy Course here!
- Get My Cash-Back Credit Card Cheat Sheet!
- If you have any questions or you want me to dive deeper into a specific topic, email me here: podcast@pointmetofirstclass.com
- Mesa Credit Card Use code htx8f5 to apply:
- Contact Kelley Halpin at kelley@mesamember.com
- Thumbtack
Click here to download full episode transcript
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Point Me to First Class is the show for professionals and business owners with higher-than-average personal or business expenses, who want to learn to leverage these expenses into credit card points they can spend on travel.
Each week, I share valuable tips, tools, and strategies to help you uplevel your skills earning and redeeming credit card points, so you can expand your travel and expand your experiences.
