November 10, 2025
Listener Q&A: Canceling Credit Cards, Shopping Portals vs. Bonuses & Overlapping Cards Explained
Episode Description
This episode is all about your questions—and real answers. I’m back with another listener Q&A, tackling the points and miles decisions you’re actually making right now.
From whether it’s possible to move points between airline partners to deciding if that old United card still deserves a spot in your wallet, we’re covering it all.
We’ll walk through when to hold or cancel airline cards, how to decide between co-branded and transferable points programs based on your travel goals, and how to decide which airline booking program is best when you have multiple options to book award flights.. You’ll also hear my take on shopping portals, welcome bonuses, and the Mesa card.
This episode is packed with strategy, frameworks, and real-world examples to help you make confident decisions and earn more value from every point.
Turn your everyday expenses into travel—and learn how to build a points strategy that actually works for you.Turn your expenses into points and save tens of thousands of dollars a year on your wishlist travel. Don’t miss out! Click here to know more about my comprehensive online program, Points Made Easy.
What You’ll Learn from this Episode
- Why you can’t transfer miles between most airline accounts—and the key exception you should know
- When to keep, downgrade, or cancel a co-branded airline card
- How to decide between American Airlines, Alaska, and transferable points cards
- Whether to chase new welcome bonuses or focus on shopping portals
- What to know about the Mesa credit card—especially if you don’t have a mortgage
- How to compare award booking programs to find the best deal
Featured On the Show
- Podcast Episode #97: 2024 Year in Review: Points Earning Rundown with Dr. Sujatha Murali (Part 1)
- Podcast Episode #98: 2024 Year in Review: Points Earning Rundown with Dr. Sujatha Murali (Part 2)
- Follow me on Instagram
- Get on the waitlist for the Points Made Easy Course here!
- Get My Cash-Back Credit Card Cheat Sheet!
- If you have any questions or you want me to dive deeper into a specific topic, email me here: podcast@pointmetofirstclass.com
Click here to download full episode transcript
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Point Me to First Class is the show for professionals and business owners with higher-than-average personal or business expenses, who want to learn to leverage these expenses into credit card points they can spend on travel.
Each week, I share valuable tips, tools, and strategies to help you uplevel your skills earning and redeeming credit card points, so you can expand your travel and expand your experiences.
