Episode Description

A limited time elevated credit card bonus offer sounds amazing—so should you go for it?

In this episode, I break down how to evaluate elevated credit card welcome bonuses so you can make a smart, strategic decision. Using the current Chase Sapphire Preferred offer as a real-world example, I walk through the three questions you need to ask before jumping on any limited-time offer:

Are you even eligible?
How will this card fit into your overall points and travel goals?
What’s the opportunity cost of applying right now?

Whether you’re new to points or deep in the game, this episode will help you avoid shiny bonus syndrome and make elevated offers work for you—not the other way around.

Turn your expenses into points and save tens of thousands of dollars a year on your wishlist travel. Don’t miss out! Click here to know more about my comprehensive online program, Points Made Easy.

What You’ll Learn from this Episode

• What makes the current 100K Chase Sapphire Preferred offer so unique
• The Chase 5/24 and 48-month rules that impact eligibility
• Why bonus timing matters just as much as bonus value
• How to weigh short- and long-term opportunity costs
• When a best-ever offer might not be the best move for you
• Why strategic card timing protects your points goals down the road

Featured on the Show:

• Follow me on Instagram
• Get on the waitlist for the Points Made Easy Course here!
• Get My Cash-Back Credit Card Cheat Sheet!
• If you have any questions or you want me to dive deeper into a specific topic, email me here: podcast@pointmetofirstclass.com 
• Chase Sapphire Preferred® Card Details
• Freedom Card Options

Click here to download full episode transcript

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