Points Earning Strategies, Points Redeeming

October 23, 2023

Breaking Chase’s 5/24 Rule: Pros and Cons with Dr. Azra Khan Salahuddin

Episode Description

While there are mistakes to be made, there is no one right way of doing points. My guest this week knows this from firsthand experience. After she had found her feet in the world of points, she took a risk by deviating away from Chase’s points ecosystem and started exploring other options in the points space, and she has tons of insights to share about this decision.

Today, I’m joined by Dr. Azra Khan Salahuddin. Azra is a cancer rehab specialist in Indianapolis who started her points journey in earnest in June 2022. She’d had points-earning cards before then, and while she’s kicking herself for missing out on earning amazing rewards over those years, how she’s turned that around to maximize her points potential is a story everyone listening can learn from.

Tune in this week to discover the pros and cons of taking a step back from Chase’s ecosystem, so you can apply for more cards than Chase’s 5/24 rule (link) allows. We’re discussing what to consider when applying for new cards, the problem with running into FOMO on your points journey, and how to decide what’s best for you based on the travel you want to experience.

Enrollment for my course Points Made Easy is officially open! We’ve helped hundreds of people leverage their expenses to earn and use points for the travel that matters most to them, and I’d love to help you do the same. You have until October 21st 2023 to enroll before the doors close until next year. Click here to get all the details.

What You’ll Learn from this Episode

  • The points mistakes Azra made when she first started using credit cards for day-to-day expenses.
  • How Azra got her first Chase card but had no idea how to use it.
  • Azra’s experience of growing up and seeing people going left as they enter the airplane.
  • Why Azra knew she needed to join Points Made Easy.
  • How Azra decided to deviate from Chase’s points ecosystem.
  • The problem with getting caught up in rewards-card FOMO.
  • Why, even if you do make a points mistake, you can always recover.

Featured on the Show:

Click here to download full episode transcript


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Point Me to First Class is the show for professionals and business owners with higher-than-average personal or business expenses, who want to learn to leverage these expenses into credit card points they can spend on travel.

Each week, I share valuable tips, tools, and strategies to help you uplevel your skills earning and redeeming credit card points, so you can expand your travel and expand your experiences.

Start having first-class travel experiences without the first-class price tag.

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