Episode Description

Do you know the difference between a charge card versus a credit card when it comes to accumulating points? It’s possible that you have one, or even a few, without realizing that they’re not exactly the same thing as a traditional credit card. So today, we’re taking a closer look at what makes a charge card different from a credit card.

There are some unique benefits when it comes to charge cards. When you understand how charge cards can fit into your overall points-earning card portfolio, and you hear about some of the charge card offerings by major credit card issuers, you’ll discover some new ways to maximize your points-earning potential.

Tune in this week for a discussion about the nuanced topic of charge cards versus credit cards. I’m discussing the distinctions you need to be aware of, the kinds of purchases that charge cards can be incredibly useful for, the credit score advantage of charge cards, and everything else you need to know about introducing charge cards to your points strategy.

What You’ll Learn from this Episode

• The main differences between charge cards versus traditional credit cards.
• What credit cycling is and why you don’t want to make it a habit on your credit cards.
• Why you might find having a charge card super useful for larger purchases.
• What you need to know about charge cards and your credit score.
• Some of the best points-earning charge cards that are out there.
• How to decide which charge cards are right for your rewards card portfolio.

Featured on the Show:

• Get on the waitlist for the Points Made Easy Course here!
• 3. The Truth About Rewards Cards and Your Credit Score
• The American Express® Personal Gold Card
• The American Express® Business Platinum Card
• Rakuten

Click here to download full episode transcript

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