Episode Description

Whether your Costco haul includes a 5-pound bag of almonds or a giant sectional sofa, one thing is certain: you’re probably not spending just a few bucks.

If you’ve ever wondered how to earn more credit card points on your Costco runs, this episode walks you through four smart, strategic ways to maximize rewards—whether you’re shopping in-store, online, or through a workaround like Instacart. You’ll learn which cards work, which ones don’t, and how to pick the best method based on your spending habits and points goals.

This episode is your go-to guide for getting the most out of every Costco trip—without having to overhaul your strategy or juggle a dozen cards.

Turn your expenses into points and save tens of thousands of dollars a year on your wishlist travel. Don’t miss out! Click here to know more about my comprehensive online program, Points Made Easy.

What You’ll Learn from this Episode

• Why most rewards cards won’t bonus your Costco spend—and what to do instead
• The 3 important rules you need to know about how Costco processes payments
• Why the Visa vs. Mastercard distinction really matters
• How to earn bonus points on Costco runs by using Instacart + online portals
• The one credit card that can earn 5x points on Costco purchases—with a little effort
• How to combine strategies to fit your preferred way of shopping

Featured on the Show:

• Follow me on Instagram
• Get on the waitlist for the Points Made Easy Course here!
• Get My Cash-Back Credit Card Cheat Sheet!
• If you have any questions or you want me to dive deeper into a specific topic, email me here: podcast@pointmetofirstclass.com 
• Costco.com
• Doctor of Credit 
• Rakuten
• Acquired Podcast – listen to the Costco episode here
• Investopedia Costco Article

Click here to download full episode transcript

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