April 7, 2025
2025 Guide to Paying Taxes with a Credit Card: Maximize Rewards & Minimize Fees
Episode Description
With changes to credit card processing platforms and fee structures for 2025, the strategy for paying taxes with a credit card—and earning points while doing it—has shifted.
In this episode, I’m joined by my good friend and points expert Dr. Sujatha Murali to walk you through the major changes in tax payment processing for 2025—and how to earn huge amounts of points while minimizing fees.
We share our personal strategies for navigating quarterly tax payments, which types of cards to prioritize (and avoid), and how to use PayPal strategically to unlock the lowest fees possible when paying taxes with certain rewards cards. Whether you’re paying $5K, $50K, or more in taxes, this is a must-listen if you’re serious about turning expenses into travel.
Turn your expenses into points and save tens of thousands of dollars a year on your wishlist travel. Don’t miss out! Click here to know more about my comprehensive online program, Points Made Easy.
What You’ll Learn from this Episode
- The two major changes to tax payment platforms for 2025—and how they impact your points strategy
- Which credit cards get you the lowest processing fees (and which could cost you almost 3%)
- How to use PayPal to earn points with business cards—without triggering higher fees
- The exact tax payment flow both of us use each quarter to earn hundreds of thousands of points
- The common mistake with Amex virtual cards that could cost you a sign-up bonus
- Why tax payments may be your biggest points opportunity of the year
Featured on the Show:
- Follow me on Instagram
- Get on the waitlist for the Points Made Easy Course here!
- Get My Cash-Back Credit Card Cheat Sheet!
- If you have any questions or you want me to dive deeper into a specific topic, email me here: podcast@pointmetofirstclass.com
- Pay1040.com
- Pay1040 Convenience Fee Calculator
- ACI Payments, Inc.
- IRS Website: Pay taxes by credit card
- Episode 6: Paying Your Taxes By Credit Card (Part 1)
- Episode 7: Paying Your Taxes By Credit Card (Part 2)
- Episode 56: Making Taxes Part of Your Points Strategy
Click here to download full episode transcript
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Point Me to First Class is the show for professionals and business owners with higher-than-average personal or business expenses, who want to learn to leverage these expenses into credit card points they can spend on travel.
Each week, I share valuable tips, tools, and strategies to help you uplevel your skills earning and redeeming credit card points, so you can expand your travel and expand your experiences.
