April 24, 2023
Taking the Overwhelm Out of Points Travel with Dr. Payal Patel Ghayal
Episode Description
This week, I’m sharing my very first guest interview! I’m joined by Dr. Payal Patel Ghayal, an amazing physician who’s here to share her story of points travel with all of us today. Payal is a successful Integrative Pediatrician and she’s also a Certified Life Coach who specializes in coaching South-Asian women in high-demand careers. She helps women advocate for themselves, and experience greater fulfillment and joy.
Growing up, Dr. Payal Patel Ghayal’s experience of travel was very different from what it is now. Around once a year, she and her family would take a trip to India to see family and spend time immersed in that culture. But it was always on economy, and always exhausting. The other travel experiences were in their family minivan or camping, and while she cherishes those experiences, her vacations now are significantly different. But as you’ll hear, it wasn’t easy to get there.
Tune in this week to discover the mindset side of points travel and what stops high-achieving professionals from getting started on their points travel journey. Payal is sharing her experience as a Woman of Color sitting in the front of the plane, the fun and play involved with points travel, the value of picking one place to start, and her advice for anyone else thinking about starting their points travel journey.
What You’ll Learn from this Episode
- Payal’s experience of traveling as the daughter of hard-working immigrant parents.
- Why, even after becoming a physician and getting married, Payal didn’t see luxury travel as an option.
- The money scarcity mindset that Payal held onto from her childhood, even though her bank balance was larger as a professional.
- Why overwhelm is so common for professionals booking their first long-distance vacations.
- Payal’s first points credit cards and why being a life coach means she was able to accumulate points quickly.
- Why you don’t need to have everything figured out to get started on your points travel journey.
- Payal’s advice to Women of Color who have delayed booking the luxury travel experiences they dream of.
Click here to download full episode transcript
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Point Me to First Class is the show for professionals and business owners with higher-than-average personal or business expenses, who want to learn to leverage these expenses into credit card points they can spend on travel.
Each week, I share valuable tips, tools, and strategies to help you uplevel your skills earning and redeeming credit card points, so you can expand your travel and expand your experiences.
