Point Me to First Class is the show for professionals and business owners with higher-than-average personal or business expenses, who want to learn to leverage these expenses into credit card points they can spend on travel.
Each week, I share valuable tips, tools, and strategies to help you uplevel your skills earning and redeeming credit card points, so you can expand your travel and expand your experiences.
Get a real-world six-month review of the Bilt Palladium card, from earning points on rent and mortgage payments to Bilt Cash, transfer bonuses, and the guardrails that make this card polarizing, plus a clear sense of the spender it serves best.

Work through seven real listener questions on building your points card portfolio, from Bilt versus Chase versus Capital One to the Chase to Hyatt transfer devaluation, plus a fresh Philippine Airlines award route and how to pick the right Hyatt globalist gift award for your stay.

Get a mid-year breakdown of the points and miles stories that mattered most so far in 2026, from the Hyatt award chart overhaul to Chase’s precedent-setting transfer change, and find out which trends are worth watching for the rest of the year.

Learn which of Bilt’s three new credit cards makes sense for your spending patterns and whether earning points on rent or mortgage payments is actually worth the math. Get a complete breakdown of Bilt Blue, Bilt Obsidian, and Bilt Palladium—including welcome bonuses, bonus categories, Bilt Cash mechanics, and how each card compares to competitors.
